Wednesday, February 8, 2012 The Spring Market Has Begun!========================================================== The Spring Market has officially begun!! It started a little late but nevertheless, here we go! :) January 2012: Year-to-Date % change from last year Source: Fraser Valley Real Estate Board ========================================================== ING Direct product lets you borrow money at 3.99 per cent. It’s like freezing time at the exact best moment ever to finance the purchase of a house
Also, I sit down with Karen Mufford to talk about the pros and cons of different mortgage products. What are your thoughts? http://www.youtube.com/watch?v=qx26FfZkh4w&context=C32c7a67ADOEgsToPDskI0gaBwSO16Vhbq62g519L8
Please don't make these costly mistakes! What you need to know about paying out your mortgage, and the pros and cons of either porting your mortgage or getting a new mortgage: http://www.youtube.com/watch?v=r446vaGo4mA&context=C33c781cADOEgsToPDskJO0vUqUPAPnwJYv1Fhc2oG ========================================================= Why rent when you can own? Langley, Cloverdale, and Abbotsford all offer affordable homes that qualify for No Money Down. 1 & 2 Bedroom Condos and Townhomes Karen Mufford with the Mortgage Centre sits down with me to talk about how you can purchase a home with no money down. http://www.youtube.com/watch?v=GDNI6Byjp_I&context=C3d9560dADOEgsToPDskJO0vUqUPAPnwJYv1Fhc2oG Are you in that situation? Would you like to find out if you could qualify for a No Money Down Program?
Townhouse: # 112 34909 OLD YALE RD, $149,000 | 1 Bedroom | 1 Bathroom
Single Family Home: 33507 GEORGE FERGUSON WY
$279,900 | 2 Bedrooms | 2 Bathrooms
Single Family Home: 18346 55A AV
$499,000 | 2 Bedrooms | 2 Bathrooms
========================================================= Condo: # 153 1909 SALTON RD
$79,900 | 1 Bedroom | 1 Bathroom
* Rentals Allowed
Townhouse: # A 2048 MCCALLUM RD
$139,800 | 2 Bedrooms | 2 Bathrooms
* Rentals Allowed
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This Month's 'Work From Home' Property: ========================================================= Not a lot of Strata Properties will allow an owner to have a home based business. Every month I will feature a home that does allow it. :)
Townhouse: #13, 7238-189TH ST | 3 Bedrooms | 3 Bathrooms
The den is located perfectly off the front entrance allowing easy access for clients to visit. There is ample parking out front for guests and visitors.
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This Month's Featured Getaway Properties: ========================================================= Two Bedroom Cabin on Acreage just two minutes from Cultus Lake!
1680 Columbia Valley
$379,900 | 2 Bedrooms | 3.17 Fenced Acres
NOT on the MLS/Realtor.ca Yet!
#211 300 Stemwinder Drive, Kimberley, BC
$208,800 | 3 Bedrooms | 3 Bathrooms
I have a very unique opportunity for some one who is looking for a very good deal on a resort property which can be rented or used personally.
This is well below ($40,000 less than) the other currently listed 3 bedroom units, and is just marginally more than the asking price of the 2 bedroom units in the same complex.
Location: Just a few short steps to the High Speed Quad Chair Lift
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This Month's Featured Luxury Property: ========================================================= Single Family House: 15735-114 Ave | 6 Bedrooms | 5 Bathrooms
5,000 Sq Ft home | 19,000 Lot Sq Ft | 2 Storey w/ finished walk-out BSMT
1 year old | 3 Car Garage | In floor Heating | Nanny suite | Gym | Basketball Court |
Wine Cellar and Bar | Hot Tub | View | $1,990,000
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This Month's Featured Lot: ========================================================= Build your Dream Home Here!
LOT with existing home: 3450-194TH ST | 2.3 acres | $1,324,000
========================================================= This Month's Articles: ========================================================= 1/ How Do You Determine What You Need to Do? 2/ Little Things Make a Big Difference ==========================================================
First TIme Home Buyer? ========================================================== There are many programs available for first time home buyers. This particular program focuses on using your RRSP's as part or all of your down payment funds.
The Home Buyers Plan (HBP) is a program for first time homebuyers that allows you to withdraw funds from your RRSPs to buy or build a home. You can withdraw up to $25,000 tax-free ($50,000 for a couple). Your RRSP contributions must remain in the RRSP for at least 90 days before you can withdraw them under the HBP. Generally, you have to repay all withdrawals to your RRSPs within a period of no more than 15 years. You’ll have to repay an amount to your RRSPs each year until your HBP balance is zero. If you don’t repay the amount due for a year, it will have to be included in your income for that year. Click here for more information from Canada Revenue Agency.
If you would like more information on this or any type of mortgage financing please contact:
Mark Delleman
DLC Canadian Mortgage Experts
I can help you with:
FIxed Rate Mortgages
Variable Rate Mortgages
Open and Closed Mortgages
First TIme Buyer Programs
Self Employed Programs
Not So Perfect Credit Programs
Mortgage Refinancing
Mortgage Renewals
Mortgage Planning
Second and Third Mortgages
Investment Property Mortgages
Vacation Property Mortgages
Commercial Mortgages
Short Term Financing
Private Financing
========================================================== Hot New Listings, Distress Sales, Bank Foreclosures ========================================================== You can always find them on my site: http://FraserValleyMLSsearch.com/ Easy Moblie Access to Listings:
This is the link to my smart phone friendly site: donnaharper.com I hope that you find this info useful. If you have any questions on what I have mentioned please email or call anytime. I look forward to hearing from you and thanks for taking the time to read my blog. :) CommentsNo comments Post Your Comment: |